There are four types of work comp benefits in Minnesota. They include:
That said, if everybody was as happy as the couple in the picture to your right, then these benefits would always be paid by your former employer.
Unfortunately, that doesn’t always happen, which is why people reach out to lawyers.
Wage Loss – Work Comp Benefits in Minnesota
Obviously if you were able to work, you wouldn’t have wage loss. Wage loss benefits for worker compensation in Minnesota begins by calculating one’s daily wage. “Daily wage” means the daily wage of the employee in the employment engaged in at the time of injury but does not include tips and gratuities paid directly to an employee by a customer of the employer and not accounted for by the employee to the employer.
Rehabilitation – Work Comp Benefits in Minnesota
The second type of work comp benefit in Minnesota is for rehabilitation and retraining. Rehabilitation sometimes gets confused with one’s medical benefits.
In general, the rules pertaining to worker’s compensation are designed to help a worker get back to work. Generally, rehabilitation benefits are those that help you get back on your feet and moving in the right direction.
An additional element to the rehabilitation benefit as it pertains to work cop benefits in Minnesota is “retraining”. “Retraining” means a formal course of study in a school setting which is designed to train an employee to return to suitable gainful employment.
Thus, when a worker cannot get back to work and perform their job, sometimes retraining is required.
Disability – Work Comp Benefits in Minnesota
The third type of work comp benefit in Minnesota is for a disability. A disability in terms of work comp benefits is restricted to a disability directly associated with your work.
For reasons this article will not get into, this type of benefit gets litigated often and for good reason. A disability includes a temporary total disability, a temporary partial disability, a permanent partial disability, and a permanent total disability.
Medical – Work Comp Benefits in Minnesota
The fourth type of work comp benefits in Minnesota is for medical bills. This type of benefit generally speaks for itself.
However, what makes this type of benefit challenging is when the insurance company claims certain medical services were excessive. For this reason, workers trying to get back to their normal self often get frustrated when receiving a denial letter from the insurance company.
Final thoughts on Work Comp Benefits in Minnesota
The above is a general outline of benefits available to a person who was injured at work. Please note these benefits are heavily litigated and take time to sort out. Thus, consider contacting a lawyer for help.