A person who is denied work comp in Minnesota has rights under Minnesota Chapter 176. Although complicated, this rule set outlines the following process: what to do when the insurance company denied work comp in Minnesota and how to appeal their classification.
Who reviewed a claim that is Denied Work Comp in Minnesota?
This specific rule set outlines the process an insurance company must follow when the worker’s injury is denied, how to file a claim petition, the process for an insurance company to file an answer, discovery of evidence issues, and the process for a hearing in front of an administrative law judge.
To the worker’s advantage, a person seeking benefits because they were denied work comp in Minnesota must be given the benefit of the doubt. In other words, Minnesota has a no fault based compensation system. This means fault is not an element of whether a person qualifies for work compensation benefits. Generally, a worker is denied work comp in Minnesota because an insurance company is trying to reduce the amount of money they are trying to pay for “compensable” injuries.
What benefits apply to a Denied Work Comp in Minnesota?
A person denied work comp in Minnesota must consider four categories of benefits: (1) wage loss benefits, (2) rehabilitation and retraining benefits, (3) permanent partial disability benefits, and (4) medical benefits. Each category of benefits is reviewed differently. For this reason, an insurance company may have denied work comp benefits in Minnesota as it relates to one category or a person can be denied work comp in Minnesota specific to all four categories.
When does a Denied Work Comp in Minnesota claim begin?
A person seeking help because they were denied work comp in Minnesota is seeking benefits as of the date of the injury and the rules applicable on that date. For example, if you were hurt on February 1, 2005, your work comp benefits are governed under the rules in place on February 1, 2005. Note, this is true even if you filed for benefits on June 1, 2013.
Help with a Denied Work Comp in Minnesota case:
Navigating the procedural maze for work comp benefits in Minnesota can be burdensome. This is especially true if you are trying to recover from a work related injury. Thus, if you or your loved one need help with denied work comp in Minnesota, please consider contacting IAJ Law for help.